moral hazard中文什么意思

【保险】道德上的风险〔因被保险人的不道德或轻率而对保险公司所造成的风险〕。

• moral:    adj. 1.道德(上)的,道义(上 ...
• hazard:    n. 哈泽德〔姓氏〕。
• moral hazard problem:    道德风险问题

例句与用法

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1. But inherent in this approach is considerable moral hazard
   不过此举可能会产生道德风险。
2. Optimal insurance contracts under particular moral hazard
   道德风险情况下的最优保险契约模型
3. Moral hazard of insurance companies and possible solutions
   保险业中道德风险的产生及防范对策
4. The function of insurable interest to prevent moral hazards
   略论保险利益对道德危险的防范作用
5. Game analysis of preventing moral hazard and contract design
   防范道德风险的博弈分析和契约设计

英文释义

名词

1. (economics) the lack of any incentive to guard against a risk when you are protected against it (as by insurance); "insurance companies are exposed to a moral hazard if the insured party is not honest"

百科释义

In economic theory, a moral hazard is a situation where a party will have a tendency to take risks because the costs that could incur will not be felt by the party taking the risk. In other words, it is a tendency to be more willing to take a risk, knowing that the potential costs or burdens of taking such risk will be borne, in whole or in part, by others.